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e-mail:  moe@cfsplanning.com
phone:  740.335.0070
Maurice A. Pfeifer, CFP®


Moe is a native of Lima, Ohio, graduate of Ohio Northern University and the holder of three Master's Degrees. He has completed a degree through the College for Financial Planning which qualifies him to wear the title of CFP®, Certified Financial Planner.

Moe spent 21 years in the field of education as a teacher, coach, guidance counselor, and high school administrator. He has been recognized for his expertise in the area of finance by being nominated for the 27th Edition of Who's Who in Finance and Industry, a distinction limited to two persons in ten-thousand.

As a businessman, Moe was recognized as being in the top 1% of a sales force for a Fortune 500 company. He currently does leadership and motivational seminars throughout the United States for business, industry and education systems.

His background in education enables him to work with parents seeking ways to fund college education for their children. His background in conducting seminars coupled with his ability to make the most complicated concept understandable makes him a natural to do financial seminars.

Moe's philosophy in financial planning is that "You get everything you want from life by helping other people get what they want."

 


e-mail:  bret@cfsplanning.com
phone:  740-533-2072

W. Bret Hensley, CFP®


Bret is a graduate of West Virginia University, earning a degree in Business Administration. He received his Certified Financial Planner™ credential from the College for Financial Planning.

He also spent nine years in various management positions with a Fortune 500 company. Following several years as a client of CFS, Bret's interest in the financial planning process grew to the point that he decided to join the firm as an associate planner in 1997.

Bret's philosophy toward comprehensive financial planning was influenced by the client-planner relationship he and his family experienced with Creative Financial Solutions. He uses that background today to understand the concerns and needs of his clients.




e-mail:  mark@cfsplanning.com
phone:  740.335.0070
Mark Casto, CFP®


A lifelong resident of Washington C.H., Ohio, he holds an Associate's Degree from Clark Technical College and a Bachelor's Degree from Franklin University.

Holder of an Ohio Real Estate Agent license, Mark possesses knowledge and expertise in real estate finance, titling and insurance.

Prior to joining Creative Financial Solutions., Mark spent 10 years in the field of engineering. Serving in various management positions enabled him to hone his analytical and communication skills. Combined with his people skills and professional approach, Mark has enjoyed working with people of all ages and backgrounds.



e-mail:  jay@cfsplanning.com
phone:  740.533.2072
Jay D. Zornes


A native of Ironton, Ohio, Jay has a B.A. in History from Mount Vernon Nazarene College.

Prior to joining CFS, Mr. Zornes spent eight years with a Fortune 500 company in various technical positions. Jay is very active with his church serving as a board member, teacher and Youth Ministries Director. He is a certified high school football rules instructor.

Jay enjoys helping people of all ages and feels his people-skills make it easy for people to talk with him about one of life's biggest challenges: personal financial planning.
 
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