C.F.S Creative Financial Solutions

e-mail: bret@cfsplanning.com
phone: 740-533-2072

W. Bret Hensley, CFP®

Bret is a graduate of West Virginia University, earning a degree in Business Administration. He received his Certified Financial Planner™ credential from the College for Financial Planning.

He also spent nine years in various management positions with a Fortune 500 company. Following several years as a client of CFS, Bret's interest in the financial planning process grew to the point that he decided to join the firm as an associate planner in 1997.

Bret's philosophy toward comprehensive financial planning was influenced by the client-planner relationship he and his family experienced with Creative Financial Solutions. He uses that background today to understand the concerns and needs of his clients.

e-mail: mark@cfsplanning.com
phone: 740.335.0070

Mark Casto, CFP®

A lifelong resident of Washington C.H., Ohio, he holds an Associate's Degree from Clark Technical College and a Bachelor's Degree from Franklin University.

Holder of an Ohio Real Estate Agent license, Mark possesses knowledge and expertise in real estate finance, titling and insurance.

Prior to joining Creative Financial Solutions., Mark spent 10 years in the field of engineering. Serving in various management positions enabled him to hone his analytical and communication skills. Combined with his people skills and professional approach, Mark has enjoyed working with people of all ages and backgrounds.

e-mail: jay@cfsplanning.com
phone: 740.533.2072

Jay D. Zornes

A native of Ironton, Ohio, Jay has a B.A. in History from Mount Vernon Nazarene College.

Prior to joining CFS, Mr. Zornes spent eight years with a Fortune 500 company in various technical positions. Jay is very active with his church serving as a board member, teacher and Youth Ministries Director. He is a certified high school football rules instructor.

Jay enjoys helping people of all ages and feels his people-skills make it easy for people to talk with him about one of life's biggest challenges: personal financial planning.

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C r e a t i v e F i n a n c i a l S o l u t i o n s L L C

Creative Financial Solutions, LLC is a Registered Investment Advisor in the state of OH, KY, and WV.

Securities and advisory services offered through WRP Investments, Inc, Member FINRA & SIPC.
CFS is not affiliated with WRP Investments, Inc. Securities and advisory activities are supervised
from 4407 Belmont Ave, Youngstown, OH 44505 (800)589-2023.
The services offered through WRP Investments, Inc are for residents in the following states: CA, CO, FL, GA, ID, IN, KS, KY, MI, NC, OH, OK, PA, SC, TN, TX, VA, VT, WV.